Investment Portfolio Solutions

Grow your wealth

Whether you are a first-time investor or a more experienced investor looking to maximise your returns, there is a solution for just about every situation. It pays to use proven strategies that help you grow your wealth, minimise tax and prepare for the financial impacts of your changing life.

Exchange Traded Funds

Exchange Traded Funds (ETFs) are growing in popularity in the Australian market as investors pursue liquidity, greater tax efficiency and low cost options to achieve portfolio diversification. Of course, not all ETFs are created equal and so we provide personalised advice on the role ETFs can play in a client's portfolio to assist them to meet their financial objectives. Advantages of ETFs include the following:

• Tax management – Generally ETFs are passive vehicles and won’t generate large realised capital gains from trading. In addition, unlike managed funds   ETFs will be less likely to be forced to distribute capital gains as a result of the redemption  activities of other unit holders. This is because most ETFs distribute accrued capital gains at the time a unit or share in the ETF is redeemed via the market making process.
• Cost – The underlying management fee of an ETF may be lower than the comparable managed fund.  
• Access – the ASX listing may make access and reporting easier for some investors.

Managed Investments

Investing in a managed fund portfolio will enable your funds to benefit from the extensive research facilities and investment experience of a professional investment manager. We advise on investment options from hundreds of fund managers and can tailor  a portfolio that will help you achieve your investment objectives sooner.

Separately Managed Accounts

Want individual control, professional management and easy administration? Build a customised investment portfolio that you can monitor online, with your choice of managed funds, professionally managed model share portfolios, direct shares and cash.

Through a Separately Managed Account facility (SMA) you can access model share portfolios of direct shares and other listed investments. Model share portfolios provide a simpler and more efficient way of gaining exposure to direct shares, while still enjoying the benefits of professional investment management. A dedicated administrator performs all custody and administration functions, including trade execution, settlement, corporate action processing and tax reporting.

Model share portfolios offer significant opportunities to improve tax effectiveness. Investors do not inherit 'embedded' capital gains when investing and asset transfers may not trigger capital gains tax (CGT). Investors also receive dividends and franking credits as they are earned and losses (including the CGT discount) can be utilised as they are incurred.

Take advantage of the wide range of investments available and establish:

• A professionally managed portfolio containing model share portfolios and managed funds.
• An investment portfolio where you can construct and maintain a personalised portfolio of ASX listed equities.
• A cash account that operates as a central hub for contributions, income, fees and withdrawals.
  

To learn more please visit our dedicated wealth management portal here

Any advice on this page is of a general nature and does not take into account your personal objectives, financial situation or needs. Accordingly you should consider how appropriate the advice is to those objectives, financial situation and needs before acting on the advice and, before acquiring any financial product, you should read the relevant product disclosure statement. Financial advisory services relating to superannuation, retirement planning, personal insurance, and investment are provided by Pacific Advisory Wealth Management Pty Ltd ABN 83 131 918 342, an Authorised Representative of Hillross Financial Services Limited ABN 77 003 323 055 (AFSL 232705). Mortgage Solutions and finance broking activities are provided by Pacific Advisory Lending Pty Ltd ABN 34 136 841 702. Contractor Management and Business Consulting services are provided by Pacific Advisory Consulting Pty Ltd ABN 97 133 025 653.